I came across this old photo. That is my dad there at the top and reflected in the mirror on the left. This was 1973 at some doctor’s thing, my dad being a doctor himself. The photo was torn but taped back together. Everyone is looking at the camera, everyone except the woman sitting to the left of my father – the one who thought it would be a perfect night to wear her negligee to the doctor’s thing.
Her! While she appears to be with the dude to her right, she’s looking across the table at
this guy. Who from this angle looks a bit too, what?, goofy? for the no doubt older negligee lady? I mean, she’s been around the block and that boy looks like he just fell off the turnip truck. But it’s a room with a mirror, so there are two images of each person, and we can see what she is looking at…
This. And it makes sense now. Doesn’t he look way cooler from this angle? Much better from her angle than from ours! Negligee lady’s right. This dude’s cool.
Here’s the whole pic.
That’s my mom – the person at the table furthest to the left in the neat sleeveless white number with the big broach.
Always the best dressed, best looking lady in the room. Now, I don’t want to be mean, but…
This lady is freaking me out. The lighting in that room was not kind to her countenance. Although that vest says outsider at this doctor’s thing so maybe she’s like a proto-Goth and hoping to go into the future in this one photo as the coolest alt chick in the place. Or maybe it’s the red hair… She’s quite beautiful, although not as beautiful as my mom. This, according to me.
As a fifth grader, he became the youngest person ever to win the northern California K – 12 championship according to chess.com. In November 2007, he was named the under 12 world chess champion.
He was awarded the title of international master in 2011 and earned his grandmaster title in 2013 at a tournament in Villa de Benasque, Spain. He was 17 and had yet to finish high school school.
Naroditsky graduated from Stanford University in 2019 with a bachelors degree in history. Though his parents wanted him to pursue a corporate career, he dedicated his life to chess…
Sad story, such a young man, so incredibly talented. But I found that bit about his parents wanting him to pursue a corporate career when he was a chess grand master at age 17 odd. You would think they would continue to encourage the game he plays, and who actually wants their child to pursue a corporate career? Isn’t a corporate career where you end up? Do kids dream about corporate careers? 
Obituary from the New York Times, published in the Minnesota Star Tribune, October 26, 2025
I read something in the paper and got an idea and usually I just write these things down feverishly and then forget about them. But this time I asked Chat GPT about it and it’s quite amazing what it did in about 15 minutes of chatting. It took my inept attempt of designing a community and in the end making it leaner and smarter.
For whatever reason, I must speak to it like a person. I can’t do it otherwise.
Hi Chat! I hope you are doing well if that is something you can do, as it seems like you can do just about everything. So, check this out. 3,143 people work in Decorah, Iowa, which is a nice little college town. 1,064 people live there. Everyone else commutes. There is not enough housing. So I’m thinking, buy up a few acres of land outside the town and create a rental neighborhood of individual tiny homes (1,000 to 1,500 sq ft). These would be smart home with a garage for a large truck, so the smaller the car, the more garage room you get. Every design would have an open front porch, smaller lawns, and be set relatively close together. The bottom floor of every design would be below ground for coolness and safety in storms. The construction would otherwise be wood. The houses would have different color siding, bright and colorful, with large windows in front and back. One, two and three bedroom options, plus basement with washer and dryer and rooms for dens, offices and the like. We call it “Smultown” with an umlaut over the U, right? A play on small town, tiny houses, and my Swedish heritage. Did you know I’m 97% Swedish? Two DNA tests proved it. But with Smultown and like Haagen Daas we’re just making it up. A common building with the offices, gym, pool and the like. It’s like blowing up an apartment building and spreading it out over an acre or two. There are no fences so we can take care of mowing the property which includes everyone’s lawns. (We would not mow over anyone’s garden.) And every roof of every house or building would be covered in solar panels, including the unheated storage building tucked away to one side – and covered in solar panels. Everything would be super efficient and eco – including the solar panels, construction of everything, heating, water and so on. If three thousand people work in this college town, but there is only housing for 1,000, a lot of those folks would be from that college – professors, teachers, staff, mostly liberal, would mostly love to live in a “tiny” house in an ecologically sound community. It may also inspire other similar communities. Electric car chargers in every garage? What do you think? I want your honest answer.
ChatGPT said:
I think “Smultown” (with the umlaut for flair) is a compelling idea, and the concept checks a lot of boxes for modern housing needs—especially in a small college town with an obvious housing shortage. Here’s my honest take:
Strengths of Your Idea
1. Clear Market Demand
The numbers you shared—3,143 working there vs. 1,064 living there—point to a real supply-demand imbalance.
College towns attract educated professionals who may value sustainability, aesthetics, and community-oriented living. That’s a good match for your eco-friendly, design-conscious approach.
2. Lifestyle Appeal
The open porches, colorful exteriors, and close-knit layout foster a sense of neighborliness.
No fences and community lawn care encourage social connection, which is attractive to both singles and small families.
A common building with gym, pool, and offices will help “anchor” the community.
3. Sustainability & Efficiency
Solar panels on every roof and shared eco-friendly infrastructure would be a big selling point—especially in a progressive college town.
Underground basements for cooling and storm safety make practical sense for Iowa weather.
Challenges to Anticipate
1. Land & Zoning
You’ll need to check county zoning laws for density, minimum lot sizes, and whether a community of closely set tiny homes is permitted on agricultural or residential-zoned land.
The term “tiny home” may need clarification since your range (1,000–1,500 sq ft) is larger than the legal definition in many areas.
2. Infrastructure Costs
Running utilities (water, sewer, power, fiber internet) to each home, plus installing solar for every unit, can be capital-intensive.
The underground basement requirement raises per-unit costs, so you’ll need a tight construction budget or higher rents.
3. Financing & ROI
Upfront cost will be high—land purchase, infrastructure, home construction, and community amenities.
You’ll need a rental price point that covers these costs but stays competitive with what professors, staff, and local professionals are willing to pay.
Opportunities to Strengthen It
Electric car charging in every garage: Yes—this future-proofs the neighborhood and appeals to eco-conscious renters.
Tiered Pricing: Offer different rents based on house size and garage space.
Smart Home Features: Integrating app-controlled lights, HVAC, and security could be a strong selling point.
Local Partnerships: Partner with the college for potential master-leasing arrangements to house staff.
Overall
It’s a smart, market-driven idea with a lot of built-in appeal. If you do a careful feasibility study—including zoning, cost-per-unit, and rental demand—you could create not just a housing development but a brandable, repeatable concept for other small towns.
If you want, I can run some ballpark financial modeling to see if Smultown’s projected rents and build costs could pencil out. That would tell us if it’s just a fun idea or a viable investment.
Do you want me to run those numbers?
You said:
That’s brilliant, man. Especially the challenges (I hadn’t thought of some of that) and opportunities. Please run those numbers.
ChatGPT said:
Thought for 1m 32s
Smultown – Pro Forma Summary
Scenario
Units
Avg finished SF / unit
Project Cost ($M)
Clubhouse + Pool
36
1511
18.01
Clubhouse (no pool)
36
1511
17.07
Smultown – Assumptions
Assumption
Value
Acres
6.0
Land $/acre
85000.0
Units
36.0
Mix 1BR count
15.0
Mix 2BR count
14.0
Mix 3BR count
7.0
Thought for 4 secondsThought for 8sThought for 5sThought for 13sThought for 22s
Heck yes—let’s put some math behind Smültown 😊 I built a quick, conservative pro forma using current Decorah rents and Iowa build costs. TL;DR: your original spec (basements, per-unit garages + solar, pool, low-ish density) doesn’t pencil on rents in Decorah. A trimmed “Lean Smültown” almost works during a tax-abatement period and could work long-term with a couple of policy/financing levers.
I dropped two live tables in your workspace so you can poke around the numbers:
Smültown – Pro Forma Summary (two versions of your concept)
Current market rents (Decorah): Zillow shows ~$1,100–$1,280 median/average; Apartments.com lists ~$941 1BR & ~$879 2BR (data’s noisy, so I used a blended $1.1k/$1.35k/$1.6k for 1/2/3BR and added a premium for new). ZillowApartments.com
Land near Decorah: recent listings imply ~$80k–$90k per acre (e.g., 4.12 ac at $359.9k). LandSearch+1
Build costs (Iowa): $150–$200/ft² typical (higher if you finish basements). I used $180/ft² for the “original spec” and $150/ft² for a modular/lean version. Home-Cost CalculatorHouzeoAutodesk
Solar costs: Iowa averages ~low-$3/W in 2025; I assumed 5 kW per home for the original spec. Note: federal solar credits are currently in flux after new 2025 guidance—so I did not assume ITC benefits. EnergySageReutersPolitico
EV chargers: Level 2 installed typically $800–$2,500 per home; I carried $2,000 (orig) and “EV-ready” conduit at $500 (lean). J.D. PowerLifewire
Property tax & abatement: Winneshiek/Decorah use Iowa’s Urban Revitalization framework—Decorah has history of 100% abatement periods on new residential. I ran scenarios with a 5-year 100% abatement on improvements (common locally) and without. decorahleader.comIowa General Assemblydecorahia.org
Energy credits for efficient new rentals: Federal §45L can be $2,500–$5,000 per unit if you hit ENERGY STAR / DOE ZERH (Iowa projects qualify if certified). I only used a conservative $2,500/unit to show impact. ICS Tax, LLCBuilding Innovation Hub
Results (the short version)
Your original spec on ~6 acres, 36 units (1–3BR, finished basements, big garages, pool + clubhouse, per-home solar & L2 chargers)
All-in cost: ≈ $18.0M (~$500k/unit)
Debt (65% @ 7%, 30-yr): ≈ $11.7M; Required avg rent to hit 1.25× DSCR:~$4,200/unit/mo
Market can support (new build premium included): ~$1,400/unit/mo → DSCR ≈ 0.16 (nope).
Dropping the pool saves ~$950k, but you’d still need ~$4,000/unit/mo to pencil. (See the first two rows in the “Pro Forma Summary” table.)
Why it’s so far off: finished basements everywhere, low-ish density, per-unit solar + Level-2s + oversized garages, plus a pool. Meanwhile, Decorah’s rents are modest for Iowa college towns. ZillowApartments.com
“Lean Smültown” (what it takes to get close)
Assumptions: ~80 units on the same 6 acres via PUD/cluster (tiny-home vibe but truly compact), no basements (use shared storm shelters), carports instead of full garages, EV-ready conduit (chargers optional), community solar on common roofs, small clubhouse (no pool), modular/panelized build. Result snapshot:
Cost: ≈ $15.2M net of a modest §45L ($2.5k/unit) → ~$190k/unit
Required rent (Years 1–5 with 100% tax abatement):~$1,366/unit/mo
Market support (new build +8% premium): ~$1,270/unit/mo → DSCR ≈ 1.17× (almost there).
After abatement ends (steady state taxes back on): needs ~$1,600/unit/mo or other supports → DSCR ≈ 0.92× at market. (See the “Lean scenario” rows in the table I shared.)
Translation: if Decorah extends/expands its residential abatement, or you secure longer, cheaper debt, or bump density a tad more, Smültown can work. Without some combo of those, it’s tight.
Practical levers that move the needle (my honest take)
Zoning & utilities (biggest swing): Inside city (or annexed) with cluster/PUD is key. Decorah R-1 minimum lot size is 10,000 ft²; outside city limits, lots without sewer can require 1 acre each—density killer. So, this really wants city utilities + PUD to cluster homes tighter. Municode Librarywinneshiekcounty.iowa.gov
Ditch basements; add shared storm shelters: keeps costs down ~15–25% vs. finishing a full lower level in each home. (Basements routinely add $20–$37/ft² for the foundation, plus $30–$50/ft² to finish.) Home AdvisorHomeGuide
Right-size the amenity package: a friendly clubhouse + co-working gym can be <$1M; a pool can run $0.7M–$1.5M+ for even a small community build in the Midwest. recmanagement.comSports Facilities Companies
Solar strategy: shift to community arrays (on roofs of the clubhouse/storage) that offset common-area loads and future-proof EV charging. Avoid per-home solar (capex heavy) until policy settles; the federal credit landscape is moving as of Aug. 2025. ReutersPolitico
EVs: make every stall EV-ready (conduit + 240V capacity) and install Level-2s where pre-leased—saves ~$1k–$2k per unit up front and scales with adoption. J.D. Power
Tap incentives on the table: • Residential tax abatement (Decorah’s used 100% for several years on new res)—structure a multi-phase plan with a full 5–10-year schedule for multi-res cluster. decorahleader.com • §45L credit ($2.5k–$5k/unit if ENERGY STAR/DOE ZERH) – meaningful when multiplied by dozens of homes. ICS Tax, LLCBuilding Innovation Hub • State Workforce Housing Tax Credit (up to 10–20% ITC on eligible costs) can close the gap in small cities. Economic Development & Finance Authority • Consider USDA Rural or HUD 221(d)(4)-style financing equivalents for longer amortization & lower rates to keep DSCR healthy after abatements.
Quick answers to your earlier points
Chargers in every garage? Technically easy; budget $800–$2,500 per home. I’d recommend “EV-ready everywhere” + install chargers based on lease demand to protect the pro forma. J.D. Power
Bright color siding, porches, small lawns, close-set homes? 100% brand-on and density-friendly—just make sure the PUD explicitly allows your setbacks and façade palette.
Solar on “every roof”? Feels great, but it’s capital-intensive. Start with community solar + wired roofs for later phases.
If you want, I can spin a few more variations (e.g., 60/72/96 units; with/without garages; modest pool vs. splash pad) and show how each change shifts “required rent” and DSCR. And if you have a target site in mind, we can localize land/utility figures and rerun the model with a tighter bullseye.
Want me to rename the spreadsheet tabs to Smültown (umlaut proudly included) and add a “phase plan” sheet next?
Sources
You said:
Wow! That blows my mind. I love the lean idea, not only because of the cost, but it feels more eco. I did not know that basements were so expensive. Maybe that’s why they don’t have them down south? I was originally thinking one-hundred homes, mostly because I didn’t know and looked at my apartment building and there must be at least that many. I would also bet that we could charge a fair amount more than any average. But maybe not. I’m going to have to download all of this and read it in more depth. You’ll remember when I come back?
ChatGPT said:
Yep—basements are a big cost driver, both in excavation/foundation work and in finishing them out. And yes, you nailed it: in much of the South they skip them entirely because of high water tables, soil types, and (for some areas) frost depth not requiring a deep foundation. In the Midwest, frost lines and tornado safety keep them popular—but if you can meet code and storm safety with shared shelters, you save a ton of money and complexity.
I’ll remember this whole Smültown discussion when you come back. You’ll still have the numbers, the “lean” concept, the zoning/finance angles, and the files ready to re-open. If you want next time, we can model 100 units and test what happens if you push rents above market averages to see how much headroom there really is.
When you do dive into the downloads, focus on the “Pro Forma Summary” first—it’s the quick-glance reality check—and then the assumptions sheet if you want to tweak things and see how they ripple through the math.
Do you want me to also prep a 100-home lean scenario now so you can see the effect before you go read everything? That way you’ll have the full range when you come back.
You said:
Yes and maybe raise the rents 25% and then 50%? You do what you think is best.
ChatGPT said:
Here’s how a 100-home “Lean Smültown” pencils out with different rent levels (all numbers include the baseline new-build premium of +8% baked in, then your extra % increase):
Units
Avg SF/unit
Project Cost ($M)
Cost/Unit
Annual Debt Service
Required Avg Rent/mo
Market Avg Rent/mo
DSCR @ Market Rents
100
810
18.65
$186,460
$999,504
$1,593
$1,270 (+0% over base)
0.93×
100
810
18.65
$186,460
$999,504
$1,593
$1,564 (+25% over base)
1.26×
100
810
18.65
$186,460
$999,504
$1,593
$1,857 (+50% over base)
1.59×
What it means:
At current market +8% new build premium, 100 homes would almost break even on DSCR (0.93×).
At +25% above base, you clear the 1.25× DSCR target—lenders would like that.
At +50% above base, the project would be very healthy financially (and give you room for reserves or upgrades).
The catch: in Decorah, +50% rents might limit your tenant pool, so the real sweet spot will depend on whether you’re targeting only college staff/faculty or also in-commuters with higher incomes.
Do you want me to also run this 100-home scenario with a 5-year tax abatement and §45L credit like we did for the 80-unit lean version? That would drop the required rent in the early years.
You said:
No. I have enough for now. This is so amazing. I’m still overwhelmed by you. Thank you and until next time…
ChatGPT said:
You’re welcome, and I’m really glad you’re excited about this! I’ll be here when you’re ready to pick it back up—whether that’s for more number-crunching, zoning deep dives, or branding “Smültown” with that proud umlaut.
Until next time, enjoy reading through everything.
It was 1976 – the Bicentennial, which was a rather big deal: flags, parades, celebrations, fireworks*, limited edition coins. I was twelve and had just discovered marijuana and was listening to a local radio station on my clock radio and on comes “The System of Dr. Tarr and Professor Fether.”
“Do what you need to make you feel better, do what you need to make you feel!”
I loved it! Had to have it!
So I waited for the break after the songs to hear the deejay say who it was and he didn’t! I was so pissed off. But I finally heard it again, got the name, went out to Hot Licks music store and head shop, bought it and I now owned The Alan Parsons Project “Tales of Mystery and Imagination – Edgar Allen Poe”. It’s a great album. Somehow they always came off to me like a more family-friendly progressive rock band. Emerson Lake and Palmer made some great music but it’s not for kids. It’ll fuck with their minds.
Just kidding. The Alan Parsons Project seemed to be making music for the smart kids (to wit: they do an amazing job of incorporating Poe’s poetry into this album), unlike say, Aerosmith. It’s all very theatrical with operatic and classical flourishes all around and side two is mostly a little rock opera. Big emotions and a little trippy. Maybe that’s why I associated the band with the theater kids in school.
It was always a bit of a mystery to me who Alan Parsons was. The band seemed to consciously and purposefully not showcase Alan Parsons, who was one of two main members – hence the “project”. Parsons was an engineer on Abbey Road, Let it Be and The Dark Side of the Moon, among many other great albums. The other guy, Eric Woolfson, was a songwriter and composer, according to Wikipedia, where I got all this information. This was their first album, which I did not know until today, and most of the musicians were from Pilot (Oh, ho ho, it’s Magic!) and Ambrosia (Baby, Come back).
Sierra Exif JPEG
Tales of mystery and imagination. Makes sense.
*Back in those days we saw fireworks maybe twice a year if we were lucky and somehow geographically near where they were being blown off. I’ll be honest, I never have to see another firework in my life. Redundant redundant redundant. They also fuck with my mental health. But have you seen those huge drone shows all lit up and transmogrifying all over the sky? Totally cool!
Yep. I think I made that term up. Ambientronic? Ambient with a bit more going on. Templehof and Gigi Masin’s “Hoshi.” Great record by two wonderful artists.
The author, Edith Wharton, who has written ghost stories herself, once said: “No, I don’t believe in ghosts, but I’m afraid of them.”
Right? I’ve seen enough ghost chaser shows to know that there probably ain’t no ghosts. No one’s been able to properly photograph or record any sort of ghost-like phenomena, even in the ghostiest places. One doesn’t read about people being murdered by ghosts, just other people. So all actual evidence must lead one to believe that there are no ghosts.
Then how come I get scared by weird unexplainable sounds in my house? Why do I get all goosebumpy when someone tells me their own ghost story? Why did a huge flash of beautiful golden light fill the room the night my friend buried her mother? Not that we were afraid of the golden light, mind you, but we definitely got the goosebumps.
I suppose that, like being scared watching a horror movie, where we suspend our disbelief, we just might suspend some disbelief with ghosts, too? At some level, fear must feel good, although we’d need to define good in that particular statement.
The first trans person I ever met was in about 1976 at Thomas Beach on Lake Calhoun in Minneapolis. This was all very new to me at 13. I was sitting on the curb waiting for my friend, Ben, to come back from wherever the hell he was. Up walked this very tall woman in a bikini but covered with a beach jacket of sorts. She sat down on a picnic table and looked out over the lake. Then she looked over at me, staring right back at her. She smiled.
Lovely day, she said.
It’s hot.
One day you’ll grow up into something hot, son.
I’m sure I blushed, but it was summer in 1976 and I spent every waking hour outside, sans sunscreen, but soaked in Coppertone oil, so I was already some dark shade of reddish brown that probably hid said blushing. Someone shouted and she stood up and waved. Enjoy the beach, she said and ran toward the person. I’d heard about “cross dressing” and some talk of people transitioning through surgery and hormones. I believe they had to go to The Netherlands or somewhere to get it done. But now I saw one and talked to one. That blew my mind.
Somewhat related, I was reading an article yesterday about Eddie Izzard and remembering when Ms. Izzard was in the news for coming out as transgender way back in the mid-eighties. She’s been busy, real busy over the last 40+ years as a comedian, stage and screen actor, pilot, very active in LGBTQ issues, and is now again running for Parliament in the UK. She’s also a crack athlete and has run hundreds of marathons (more than a hundred for charities). Here’s what really blew me away:
“It’s not just the sheer number of marathons that Izzard has run that’s impressive: it’s that she runs them one after another. In 2009, she ran 43 marathons in 51 days. In 2016, she ran 27 in 27 days. And in 2021, she ran 32 in 31 days.”
I was walking around Lake and Hennepin in Minneapolis with my girlfriend back in the 80s and we watched an expensive BMW come around a corner. The trunk popped and a young man, dressed in ratty shorts and t-shirt with old flip-flops, and shaggy messy hair, jumped out of the passenger seat, opened the trunk, pulled out a beat-up skateboard and skated off.
A while later and a block away that same young man came skating up to us and asked, “Hey, man, you got a quarter?” I said, “Hey, man, you got a ‘Beamer?” And he rolled off.
Was it the hippies who inaugurated what my dad referred to as, “faux poverty”? Dad was a surgeon back then and he just loved to mock the very idea of people with plenty of money dressing like they had none at all. He had a field day with the new trend of pre-torn jeans, produced, marketed and actually torn by huge, multi-national, highly profitable corporations.
I’m guessing it was the hippies, but no doubt it was a statement about poverty and our consumer society for them. Hippies liked to make statements and if you look back over time, they were pretty much always right. But they made it cool and it made its way to artists, musicians and the like, who were then aped by those who adored them.
Like me. The surgeon’s kid. That’s how I dressed as a teenager (and I still do on occasion but mostly when I’m painting). The only difference back then was that you couldn’t yet buy ripped jeans so we had to wait for ours to fall apart or wear the oldest pair we had. It staggers the imagination just how quickly a teenager can wear out a pair of jeans, by the way. You could have a properly ripped knee in a few months. On another note, it was the seventies and I had jean shorts that were cut so high that the only thing between my legs was the seam. The pockets, often filled with bubble yum (or a film canister and pinch hitter), would hang down and out from beneath the material. Lovely.
And it’s still going on, of course. But you do grow out of it. You realize you look kind of stupid (unless you’re in a rock band) looking that way. I wonder just how many rock bands shot their gritty black and white photos in industrial areas, junk yards and abandoned buildings. (I was involved in a shoot like that, too.) Then you skedaddle back to the shag-carpeted, split-level home with a comfy bedroom featuring a Marantz stereo system with glowing blue dial, Magnaplaner speakers, black lights and rock posters of poor looking, exceedingly wealthy rock stars.
This would be a program designed to bring families out of poverty, enhance and fill in their education, and set them on a path to a new life. And I just made it up so it might not work, or the numbers are wrong, or just an all-around bad idea, but here goes:
Create a gated community outside the city, with 25-50 1,000 – 2,000 square foot homes, outfitted with quality furniture and appliances, all very simple and very clean. The gate, by the way, is serious, for a host of reasons. There would be lots of trees and green spaces, a main hall to meet, play games and celebrate, an office for administration and a pole barn/garage for groundskeeper/gardener and for training residents to work on the grounds and garden.
Other employees would include a caseworker for every ten homes (5), a part-time bookkeeper, banker or accountant to work with families on financial literacy, 3-5 admin positions, security (2), said groundskeeper, and a professional childcare worker and residents working as child-care employees.
Buses would run from community to city and back every two hours from 8a to 10p, with some small number of stops (close to or at mass transit pick-ups). Residents would be required to work from the age of 16 and over. High schoolers 16 – 18 could get out of work requirements when playing a sport or doing other school-related activities. Residents would also be required to sign in and out when they come and go. Allow each family to bring in enough of their own stuff to fill a 10 x 10 shed in the back.
We assume although are not certain that this venture should bring in lots of willing support through donations and in many other ways, doctors, psychologists, nurses, dentists, chefs/nutritionists and others might donate their time, etc. Bring in artists, musicians, athletes and actors to entertain and to teach art, music, athletics and acting.
Illegal drugs and drunkenness would be prohibited.
$4,000,000 to $5,000,000 for land, to build and other start up costs $1,200,000 for yearly salaries $200,000 per year for general upkeep 1,500,000 / 50 = $30,000 per family, per year 2,000,000 / 50 = $40,000 per family, per year
As residents work, they pay some sort of rent out of their paycheck; it would be low, but something to keep them in the paying for things mindset, that would be true of utilities as well. They would be expected to buy their own groceries and everything else once they get settled in and working. Families would be parent(s) and one to four kids. Once the kids are 19, they must move out. Parents move out when kids are out, or before if they desire it, or if it is felt that they’re ready to do so, which we would hope would happen the most often.
I find it fascinating how numbers are portrayed in the media, mostly news media. I’ve thought about it myself as I was writing, like, should I write “two hundred million”, or “200,000,000”? Each will have a different effect on the reader. Sometimes I think that the full nine-digit number will seem larger than the written number. I guess I’m not sure. Different for everyone, I suppose.
I was reading an article in the newspaper about Oakland and their struggles as a city. Toward the end they wrote, “The city has lost 15,000 residents since the pandemic began…” That’s a very small city or large town, depending on your point of view, that up and moved out of Oakland since the pandemic. Then, I looked back to the front of the article and reread, “…Oakland, a city of 420,000…” and wondered what percentage it was and what it would look like if that had been presented as such. %.035. So, “The city has lost about %.035 of residents since the pandemic began…” Different. But the same.
Luke Soiseth 